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BCAP Strengthens Fundamentals, Records 20.3% Revenue Growth in 9M-2025

3 November 2025

Jakarta, November 3, 2025 – PT MNC Kapital Indonesia Tbk (the Company or IDX: BCAP) released its financial statements for the first nine months of 2025 (9M-2025). During the period, BCAP recorded consolidated revenue of Rp2.9 trillion, representing a 20.3% year-on-year (yoy) increase from Rp2.4 trillion in 9M-2024. The largest revenue contribution came from interest and dividends, totaling Rp1.6 trillion or 53.6% of consolidated revenue, growing 8.1% yoy from Rp1.4 trillion in the same period last year.

Other revenue components included net premium income, which surged 71.1% yoy from Rp487.7 billion in 9M-2024 to Rp834.6 billion in 9M-2025, contributing 28.6% of total revenue. In addition, the Company’s digital income reached Rp284.4 billion, capital market income Rp173.2 billion, sharia financing lease income Rp29.9 billion, and other operating income Rp33.4 billion during 9M-2025.

The Company also booked a 30.6% yoy increase in net income, reaching Rp153.7 billion, with net income attributable to the owners of the company amounting to Rp137.5 billion.

On the balance sheet, total consolidated assets grew to Rp30.1 trillion as of September 30, 2025, compared to Rp29.5 trillion as of December 31, 2024. Total consolidated liabilities rose to Rp24.1 trillion at the end of September 2025 from Rp22.3 trillion at end-2024. As of 9M-2025, total consolidated equity stood at Rp6.0 trillion, compared to Rp7.2 trillion at year-end 2024.

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