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Company Overview

PT MNC Kapital Indonesia Tbk, known as MNC Kapital was established in 1999 when MNC Group began to distinguish its Financial Services businesses to become independent. It went public in 2001 and today has a complete and integrated financial services portfolio, including banking, consumer finance, leasing, securities, international brokerage, general insurance, life insurance, asset management, financial technology and payment gateway.

MNC Bank focuses on a full-service banking for SME, consumer and wholesale banking and has credit card and debit card operations. MNC Bank has moved into the digital market by introducing its new and enhanced mobile banking app called Motion, Mobile Transaction Indonesia, which is part of MNC Bank’s digital strategy toward branchless banking, capitalizing on the Group’s strength in technology.

MNC Finance is primarily engaged in the consumer financing business, including car refinancing, multi-purpose financing and factoring. MNC Finance is committed to become a leading financing partner that provides diversified products to reach all levels of society.

MNC Leasing primarily serves corporate customers by providing financing for productive assets with a focus on healthcare businesses and heavy equipment, supply chain financing, factoring, operating lease as well as hajj financing. MNC Leasing and MNC Finance are currently developing a digital-based financing app to deliver faster and better credit processing.

MNC Sekuritas, which is the first company established by the Group, back in late 1989, provides a complete range of services, from equity, fixed income, investment banking and research to clients for optimal investment. It has more than 140 points of sales and operates one of the best online trading platforms in Indonesia, named MNC Trade.

Auerbach Grayson, acquired by MNC Kapital in late 2020, was founded in 1993 in New York City. As the largest global broker in terms of companies covered and number of analysts around the world, it offers a full range of global in-depth research, trade execution and settlement services, corporate access, capital raising and cross border merger & acquisition in equities and fixed income instruments through local partners in over 125 countries.

MNC Insurance provides general insurance services for retail and corporate customers, including home, motor vehicles and travel insurance. With 24/7 online customer service and application supports, MNC Insurance strives to provide excellent service for its customers.

MNC Life offers an array of insurance products, including health, accident, and unit link. In collaboration with MNC Insurance, MNC Life created Hario, a digital-based insurance app that provides both life and general insurance products. Equipped with advanced features, including online claim and health consultation, Hario is a one-stop app for all insurance needs.

MNC Asset Management manages a variety of investment products for individual and institutional investors, through various mutual funds and discretionary management services. It specializes in equity, fixed income and money market instruments.

MNC Teknologi Nusantara operates SPIN, Smart Payment Indonesia, an e-money, e-wallet and digital remittance platform. Adapting the latest technology, SPIN is QRIS certified, which ensures interconnectivity with other e-money providers in Indonesia. SPIN, in collaboration with MNC Media, launched e-TV Mall, by which TV audiences are able to purchase products through their TV screens, by scanning the QRIS code shown on TV. Shortly, SPIN will launch SPIN Points, an integrated loyalty point program across all MNC Group’s digital platforms.

Flash Mobile serves as the payment gateway and biller aggregator for all transactions within MNC Group. With an advanced Fraud Detection System and invoicing services, Flash Mobile is equipped with the highest security.

Currently, the Company is also developing its P2P lending and Securities Crowdfunding platforms to be used as the financing channeling agent for its business units and marketplace financing, along with many other opportunities to be developed in the future, integrating with other MNC Group’s businesses.

MNC Kapital has committed itself to become the front-runner in integrated financial services in Indonesia. It will capitalize on the strong ecosystem owned by the group, particularly in the area of media today.

MNC Kapital, building towards the most integrated digital financial services in Indonesia.

Learn More About MNC Group