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MNC Bank Delivers Strong Performance, Net Income Increases by 34% in Q1-2025

30 April 2025

Jakarta, April 30, 2025 – PT Bank MNC Internasional Tbk (IDX: BABP), or MNC Bank, a subsidiary of PT MNC Kapital Indonesia Tbk (IDX: BCAP) and part of the MNC Group, successfully continued its positive growth trajectory in the first quarter of 2025. This achievement is reflected in its net income, which rose by 34.04% year-on-year (yoy) from Rp14.85 billion in Q1-2024 to Rp19.90 billion in Q1-2025. MNC Bank also recorded a 13.49% yoy increase in total assets, from Rp18.29 trillion to Rp20.76 trillion as of the end of March 2025.

Amidst the challenges of a slowing global economy and ongoing geopolitical uncertainties, MNC Bank competently upheld public trust in the collection of Third Party Funds (TPF). In the first quarter of 2025, total TPF stood at Rp13.40 trillion, comprising Deposits of Rp10.67 trillion, Savings of Rp1.83 trillion, and Current Accounts of Rp910 billion.

MNC Bank also maximized its intermediary function by disbursing loans totaling Rp11.40 trillion in Q1-2025, an increase of 11.51% compared to Rp10.23 trillion in the same period last year. As a result of this credit expansion, interest revenues grew by 17.40% yoy from Rp335.78 billion to Rp394.21 billion in Q1-2025. MNC Bank’s loan portfolio was predominantly composed of the Commercial segment at Rp9.73 trillion, followed by the Consumer segment at Rp1.67 trillion.

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