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H1-2026 Results: Maintaining Positive Momentum, BCAP’s Net Income Grows 24% yoy

3 August 2026

Jakarta, August 3, 2026 – PT MNC Kapital Indonesia Tbk (the “Company” or IDX: BCAP) continued its positive financial trajectory in the first half of 2026 (H1-2026). BCAP’s consolidated revenue reached Rp2.03 trillion (+8.6% year-on-year/yoy), up from Rp1.87 trillion in H1-2025.

BCAP’s revenue remained dominated by interest and dividend income, which accounted for 52.7% of total revenue at Rp1.07 trillion (+2.6% yoy). This was followed by net insurance income, contributing 31.8% or Rp644.06 billion (+24.7% yoy). Additionally, digital income contributed Rp184.75 billion, capital market income at Rp84.92 billion, sharia financing lease income at Rp24.28 billion, and other operating income stood at Rp20.01 billion.

On a quarterly basis, the Company’s insurance segment also continued to deliver sustained growth. In Q2-2026, net insurance income was recorded at Rp359.87 billion (+26.6% quarter-on-quarter/qoq).

This positive top-line performance drove BCAP’s net income to Rp132.8 billion (+24.0% yoy) in H1-2026, compared to Rp107.1 billion in H1-2025. Meanwhile, net income attributable to owners of the company rose significantly to reach Rp121.57 billion (+32.5% yoy) in H1-2026.

BCAP maintained a healthy financial position, with total consolidated assets reaching Rp30.32 trillion (+4.4%) in H1-2026, up from Rp29.04 trillion at FY-2025. Total liabilities increased to Rp24.95 trillion (+5.6%) as of the end of June 2026, compared to the end of December 2025. As of June 30, 2026, BCAP’s total equity stood at Rp5.37 trillion.

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