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FY-2025 Performance: Sustained Business Growth, BCAP Records 130.1% Net Income Surge

26 March 2026

Jakarta, March 25, 2026 PT MNC Kapital Indonesia Tbk (the Company or IDX: BCAP) reported its financial performance for the year ended December 31, 2025 (FY-2025). BCAP’s consolidated revenue grew consistently, reaching Rp3.8 trillion, rising 16.2% year-on-year (yoy) from Rp3.2 trillion in FY-2024.

BCAP’s revenue in 2025 was primarily driven by interest and dividends of Rp2.1 trillion, representing a 56.1% contribution. Insurance service income accounted for 21.4%, amounting to Rp806.3 billion, reflecting a 15.0% yoy growth. The 2025 performance growth was further bolstered by digital income, which continued to grow to Rp393.5 billion, up 28.8% yoy, and capital market income, which surged 69.1% yoy to Rp355.8 billion. Additionally, sharia financing lease income contributed Rp41.4 billion, with other operating income totaling Rp55.1 billion in FY-2025.

In 2025, the Company’s net income soared by 130.1% yoy to Rp277.9 billion, driven by the growth and performance of its subsidiaries’ businesses. This broad-based growth serves as a strong signal of BCAP’s “digital take-off” phase, solidifying its position as the leader in Indonesia’s integrated digital financial services ecosystem.

From a balance sheet perspective, the Company recorded total assets of Rp29.0 trillion as of December 31, 2025, compared to Rp29.4 trillion as of December 31, 2024. Total liabilities rose from Rp22.3 trillion at the end of 2024 to Rp23.6 trillion at the end of 2025. Meanwhile, total equity stood at Rp5.4 trillion in FY-2025.

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