Company At A Glance

PT MNC Kapital Indonesia Tbk, or better known as MNC Financial Services is a subsidiary of PT MNC Investama Tbk, was established on July 15, 1999. In the beginning, MNC Financial Services’s business operations only focused on the securities business of underwriting and brokerage. Over the time, MNC Financial Services has progressed into one of the leading companies providing comprehensive services in the financial services sector. On June 8, 2001, MNC Financial Services registered its shares on the Indonesia Stock Exchange.

MNC Financial Services, under the business group of PT MNC Investama Tbk (MNC Group), was established to be the parent company of the Group’s financial business units and its future financial business expansions. During 2010 to 2014, MNC Financial Services has added 4 new financial services units through the acquisitions of a life insurance, a general insurance, a publicly listed bank which holds all lincenses of banking activitis, and a leasing company.

MNC Financial Services has a strong commitment of providing comprehensive and integrated financial products and services with the primary focus on the consumer sector to capitalize on the vast opportunities driven by Indonesia’s large population base, rising middle class income and affluent consumers.

Currently, MNC Financial Services operates 7 subsidiaries, namely: MNC Bank, MNC Finance, MNC Leasing, MNC Sekuritas, MNC Asset Management, MNC Insurance, and MNC Life.

PT Bank MNC Internasional Tbk (MNC Bank), became a part of MNC Financial Services through shares acquisitions of PT Bank ICB Bumiputera Tbk in early 2014. MNC Financial Services later obtained the approval from the Financial Services Authority (OJK) to be the controlling shareholder and subsequently made changes to the logo and name of the bank. Currently, MNC Financial Services has 42.12% shareholding in MNC Bank. MNC Bank plays an important role in growing the overall financial business offers a complete banking services and is currently developing a state-of-the-art banking system to become the bank of the future. The core business of MNC Bank is focused on Consumer Banking (Consumer Lending and Retail Funding) and Small to Medium Enterprises (SMEs) segment with commercial and corporate segment as the support.

With the presence of MNC Bank, MNC Financial Services will be an important part of the overall business of MNC Group. MNC Financial Services is capable of offering a wide range of financial products and services without exception.

PT MNC Finance (MNC Finance), was acquired by MNC Financial Services in 2003 and focuses on consumer financing with the majority of the financing portfolio for mortgage and automobile. MNC Financial Services has 99.99% shareholding in MNC Finance. The demand for automobiles and homes will continue to be strong due to the growing population in the middle class income group, which represents more than 50% of the population in Indonesia.

PT MNC Guna Usaha Indonesia (MNC Leasing) is the newest subsidiary in MNC Financial Services, which was acquired in late 2014. MNC Leasing focuses on the financing of earning assets for businesses in Indonesia with financing schemes such as working capital financing, investment financing, and multipurpose financing. MNC Financial Services has 99.99% shareholding in MNC Leasing.

PT MNC Sekuritas (MNC Sekuritas) was the initial company of MNC Group and in 2004 became a separate company operating under MNC Financial Services. Currently, MNC Sekuritas provides brokerage services of stock and fixed income instruments trading, online stock transaction services, investment banking, financial advisory services and research. MNC Sekuritas ranked at the top amongst locally based securities company in terms of stock transaction value, and also offers margin financing services for clients that trade actively in the stock market. MNC Financial Services has 99.99% shareholding in MNC Sekuritas.

PT MNC Asset Management (MNC Asset Management) obtained the investment management business license from Bapepam-LK in 2000. MNC Financial Services also received various awards for consistently achieving good performance. Services offered include a wide range of locally based mutual funds different risk profiles, overseas-based mutual funds, private equity, and unit link in cooperation with MNC Life. MNC Financial Services has 99.99% shareholding in MNC Asset Management.

PT MNC Asuransi Indonesia (MNC Insurance) acquired locally based general insurance company in 2011. MNC Financial Services has 99.98% shareholding in MNC Insurance. Since the acquisition, MNC Insurance’s gross premiums have grown faster than the growth in the general insurance industry through the offering of diverse and innovative general insurance products by focusing on retail and corporate clients.

The general insurance industry in Indonesia offers similar growth potential to the life insurance industry due to the low penetration rate and strong growth in the consumer sector.

PT MNC Life Assurance (MNC Life), MNC Financial Services’s life insurance unit obtained the license through the acquisition of UOB Life in 2010. MNC Financial Services has 99.98% shareholding in MNC Life. MNC Life currently offers a wide range of protection covering both traditional insurance comprising of life and health insurance as well as products to accumulate wealth and unit-link products in cooperation with MNC Asset Management. MNC Life has grown tremendously and is one of the fastest in the industry through a rapid growth in the number of sales agents, bank assurance products, the opening of branch offices throughout Indonesia and offering of innovative products.

MNC Group is committed to support MNC Financial Services in terms of financial and human resources as well as promotions through the media and synergies with the business units within the Group to accelerate its business growth. We are confident that MNC Financial Services has huge growth potential because it is supported by a strong management team, strong capital base the group has committed and also favorable economic conditions in Indonesia, especially for sectors related to the consumer.

In less than 20 years from today, Indonesia is projected to be in the 5th place among the world’s largest economic power and business groups such as MNC Financial Services will gain significant benefits from the projected conditions. MNC Financial Services, the financial institution that provides a comprehensive and an integrated financial services that is trustworthy and reliable.

MNC Financial Services managed by emphasizing vision, quality, and speed.


The Company was established under the name PT Bhakti Capital Indonesia Tbk based on the Notarial Deed No. 100 of Rachmat Santoso, S.H., a Notary in Jakarta, dated July 15, 1999. The Deed of Establishment was approved by the Ministry of Justice of the Republic of Indonesia in its Decree No. C-16030.HT.01.01.Th.99 dated September 6, 1999 and was published in the State Gazette No. 27 dated April 3, 2001, Supplement No. 2097.

Based on notarial deed No. 23 dated November 7, 2012, the Company’s name was changed to PT MNC Kapital Indonesia Tbk. This change was approved by the Minister of Law and Human Rights of the Republic of Indonesia through decision letter No. AHU-62954.AH.01.02.2012 dated December 7, 2012.

The Company’s Articles of Association has been amended from time to time. The latest is based on Notarial Deed No. 15 dated December 4, 2015 of Aryanti Artisari, SH., Notary in South Jakarta, regarding the change in the Company’s capital structure which was received and recorded in the system database of the Ministry of Laws and Human Rights of the Republic of Indonesia under letter No. AHU-AH.01.03-0987204 dated December 4, 2015.