Company At A Glance
PT MNC Kapital Indonesia Tbk, known as MNC Kapital was established in 1999 when MNC Group started to separate its Financial Services division to become independent. It went public in 2001 and today has integrated financial services from banking, consumer finance, leasing, securities, asset management, general insurance, life insurance, and financial technology.
MNC Bank focuses on full-service banking for SME, consumer, and wholesale banking and has credit card and debit card operations. The Bank currently spends significant resources to become a major player in digital banking, capitalizing on the Group’s strength in technology.
MNC Finance is engaged in consumer financings such as new car and multi-purpose financing and mortgages. As part of improving customer services, MNC Finance has developed a digital application to deliver faster and better credit processing.
MNC Leasing serves corporate customers primarily to finance productive assets in the form of leasing, sale and leaseback, factoring, project financing, infrastructure financing, and other financings.
MNC Sekuritas, which is the first company established by the Group back in late 1989, provides a complete range of services, from brokerage, margin financing, research, underwriting, and financial advisory services. It has more than 100 retail branches and operates one of the largest online trading services.
MNC Asset Management manages a variety of investment products for individual and institutional investors, through various mutual funds and discretionary management services. It specializes in equity, fixed income and money market instruments. In the near future, the company will expand into private equity, venture capital, and special situation funds.
MNC Insurance provides general insurance services for retail and corporate customers. With 24/7 online customer service and application supports, MNC Insurance strives to provide excellent service for its customers. It currently develops a digital application for a new car insurance product.
MNC Life offers a number of assurance products, including health, accident, and unit link. MNC Life has recently launched its digital-based apps named Hario Apps for education, pension, health, accident and life insurances.
MNC Teknologi Nusantara has just launched SPIN, Smart Payment Indonesia, a super apps that connects all MNC Group business units in one financial ecosystem. It provides e-money, e-wallet, digital remittance, and loyalty programs. Adapting the latest technology, SPIN is able to interconnect with other providers’ QR code. Very soon the company will launch its peer to peer lending apps to enter into micro-financing, which can be used as the financing channeling agent for SPIN and MNC Bank.
MNC Kapital has committed itself to become the front runner in integrated financial services in Indonesia. It is achievable with the strong ecosystem owned by the group today.
MNC Kapital, Building Towards The Most Integrated Digital Financial Services.
COMPANY ESTABLISHMENT AND ARTICLE OF ASSOCIATION
The Company was established under the name PT Bhakti Capital Indonesia Tbk based on the Notarial Deed No. 100 of Rachmat Santoso, S.H., a Notary in Jakarta, dated July 15, 1999. The Deed of Establishment was approved by the Ministry of Justice of the Republic of Indonesia in its Decree No. C-16030.HT.01.01.Th.99 dated September 6, 1999 and was published in the State Gazette No. 27 dated April 3, 2001, Supplement No. 2097.
Based on notarial deed No. 23 dated November 7, 2012, the Company’s name was changed to PT MNC Kapital Indonesia Tbk. This change was approved by the Minister of Law and Human Rights of the Republic of Indonesia through decision letter No. AHU-62954.AH.01.02.2012 dated December 7, 2012.
The Company’s Articles of Association has been amended from time to time. The latest is based on Notarial Deed No. 15 dated December 4, 2015 of Aryanti Artisari, SH., Notary in South Jakarta, regarding the change in the Company’s capital structure which was received and recorded in the system database of the Ministry of Laws and Human Rights of the Republic of Indonesia under letter No. AHU-AH.01.03-0987204 dated December 4, 2015.